Skip-Tracing: Locating Debtors Who Have ‘Skipped’ Town With Your Money

Skip tracing is a technique usually employed by debt collection agencies to track down bad debtors looking to evade payment of debt. Hence skip tracing forms an integral part of debt recovery solutions.

Skip tracing can be literally defined as the technique employed to trace and locate persons who have intentionally or non-intentionally vanished without leaving behind a trail. Such an act of absconding can be due to evasion of financial or legal liabilities.

The factors that are critical for skip tracing include the nature of the case pertaining to which the person is to be located, the time elapsed since last recorded location, resources that may be relevant in tracing, and also the most likely whereabouts of the absconding person.

Collection agencies adopt the following techniques for skip tracing:

Past data or information assimilation. Collection agencies try and collect as much relevant information about the person as possible. This includes:

Identity Details

i. Person’s name

ii. Spouse’s name and occupation

iii. Social security number

iv. Date of birth

v. Address details

Occupational Details

i. Educational and occupation certifications

ii. Employment details

Documentation Details

i. Driver’s license

ii. Passport

iii. Credit report from credit bureaus

Verification of existing records.

All the above-acquired information is verified by collection agencies for authenticity and for exploring any further linkups to new information. Collection agencies, then, employ mining techniques such as tracking credit card transactions, insurance inquires, judicial documents, criminal records, notices from revenue departments, etc. Also used in skip tracing are:

Techniques such as making use of Internet search engines, email directories, public records, etc also help collection agencies in skip tracing

Credit bureaus are the best place to locate the absconding debtor as these agencies maintain their demographic information and their credit history.

What Are the Benefits of Nexen Tyres?

They are so many wheels and tyres to choose from. How does a person choose, especially if you want the best for your vehicle? To answer that question it’s good to weigh the benefits of certain brands of wheels or tyres. In this article I want to focus on the benefits of Nexen tyres and what they can offer for your vehicle.

Nexen tyres have been around for decades and have built a good reputation for the quality of tyres that they produce. They are manufacture and design their products to enhance the drivability of your car or SUV. They aim to ultimately enhance your car’s driving performance with quality tyres.

Nexen tyres are so durable that they are able to withstand the impact of a pothole. At some point in our driving adventures, we’ve all been victim to those dreaded potholes. These tyres are manufactured with potholes in mind and should not damage when you hit one. If you do so, you can take advantage of Nexen’s pothole guarantee on certain of their tyres. In addition, there is also a mileage warranty. You can rest assured that you are getting tyres that will take care of you in the long run. After all, besides driving performance, your safety is very important. If your wheels and tyres get damaged while you are driving, this can affect yourself, your passengers and other road users. That is why Nexen invests a lot of time and effort in the manufacturing and design of their products.

These tyres are engineered to drive in all weather conditions. If you find yourself driving on the highway during a rain storm, you can be assured that they will grip the road firmly in the wetness. If the road is hot and dry, it will remain firm and steady on the road. It is necessary to have wheels and tyres that can handle different weather conditions because the every driver experiences it all.

These tyres must have something special if they are the chosen brand of tyres for vehicle makes such as Volkswagen, Chrysler, Fiat, Seat, Mitsubishi, Skoda, Hyundai, Kia, Ssangyong, Renault, Chevrolet and GM. Nexen tyres are suitable for most passenger vehicles and SUV’s. This benefits most drivers because whichever vehicle you choose there is a suitable Nexen tyre.

These are the main benefits for your vehicle so you can rest assured that your vehicle is in good hands.

Car Wrap Marketing

Car wraps are loved because of how easily they can transform an old car into a brand new one. They are also loved because they help in protecting the original color of the car and can be removed if you want to recreate the original look. You can easily change the look of your car using the best wraps.

However, the wraps go beyond car beauty and are used for marketing purposes. You can have your car branded with your company products and services so you can reach your target audience wherever you go effortlessly. The car wrap prints are designed professionally to cover your entire car body or they can be done to cover it partially depending on your needs and condition of the vehicle.

Car wrap marketing can be very effective because it is not aggressive; it is mobile and cheap compared with other marketing methods. You can run your marketing message and do brand awareness for years with a good wrap or make regular changes to match your needs. If you have a fleet, car wraps can come in handy in giving you uniformity and still pass desired messages to your target audience.

Car Wrap Material Options

Car wrap companies use different materials to get the job done and it is one of the decisions you will need to make when choosing your wrap.

Vinyl – The material is durable and very clean in giving solid color changes or stunning graphic changes to the car. It is lightweight and economical and can be used to cover the entire surface, including complex curves and bumpers. Its adhesive surface has air egress channels, allowing air bubbles to smooth out between the vinyl warp and the surface of the car for a painted silky fresh look. The material will protect the original paint from harmful elements.

Chrome vinyl wrap – It is a great material if you want to stand out because it has a reflective sheen that gives a clear top coat illusion. You will achieve a very shiny car at the end of the application.

Carbon fiber vinyl – It has a rugged feel compared to the chrome vinyl and has textured 3D appearance giving a dramatic unique appearance. You will love the textured, embossed finish that the wrap will achieve for you.

Matte vinyl – It has a non-glossy but dramatic look nonetheless. It is most suitable for individuals looking for a stealth unique look.

When choosing a car wrap material, consider how durable it is and how suitable it will be for your marketing needs. It is also important to ask about care and maintenance for your wrap not just so you can take care of it after it has been applied, but so you can also determine whether you can keep up with the wrap care demands. Most wraps are easy to care for and will last a long time.